General Rules

[bdAdmin]

Members and users of this forum are reminded that when using it, you are bound by the IC Breakdown Forum Rules which are available via a link at the top of every page. You are also reminded that you are expected to treat and address members and users with courtesy, civility and respect at all times. Abusive or belligerent posts will not be tolerated.

Failure to abide by the above can result in either post moderation or suspension of access privileges without prior notice. Extreme cases or repeated violations may also result in termination of forum membership.

Please don't write your messages in CAPITAL LETTERS - it's harder to read and (by convention) is taken to mean that you are shouting. If you wish to add your comments to a topic, please use the 'Fast Reply' or 'Add Reply' buttons that you will find at the bottom of the thread, next to the 'New Topic' button.

Only use the 'Reply' button at the foot of a post if you wish to include a quote of that post to provide the context of your response. If you do this, please ensure that you edit out those parts of the original post that are not relevant. It is rarely necessary to quote a post in full - more so if you are responding with just a few words.

Be aware that the moderators may delete quotes that they consider excessive. Comments that are considered to be "off topic" may be deleted without notice. This also includes comments that have no relevance to a post.

You agree, through your use of this forum, that you will not post any material which is discriminatory towards or demeaning of anyone's nationality, race, religion, sex or sexual orientation, nor will you post material which is false, inaccurate, defamatory, hurtful, abusive, hateful, harassing, vulgar, obscene, profane, threatening, offensive, invasive of a person's privacy, in violation of or which encourages the violation of ANY law.

You also agree not to post any material that is subject to copyright unless you own the copyright or you have consent from the owner of the copyright. Spam, flooding, advertisements, chain letters, pyramid schemes and solicitations are also inappropriate to this forum, as are posts of a political nature. Posting links to alternative forums or other breakdown sites and forums, which might lead to distilling the membership of this club, is strictly forbidden. Any user of this forum who posts material deemed to be in breach of these rules may be suspended or even banned from the forum if their breach of the rules is extreme or repeated.

Please remember that we do not actively monitor the messages posted on this forum and cannot be held responsible for their content. The messages posted on this forum express the views of the author and are not necessarily the views of other users of this forum. Anyone who feels that a message is objectionable is encouraged to report it to a moderator of this forum immediately. We have the right to remove any objectionable content. This is a manual process however, so please accept that we may not be able to remove or edit a particular message immediately.

You agree that you will remain solely responsible for the content of your messages, and that you will indemnify and hold harmless Insurance Choice, its Members and Management Team, this forum and any related websites to this forum. Please remember that legal action can be taken against you as a result of a complaint being made about your use of this forum. We therefore reserve the right to reveal your identity or any information we have about you in the event of such a complaint or legal action arising from your use of this forum.

To post a message on the forum you will first need to register and then log in. However, you can read posts on this forum without the need to log in.

DISCLAIMER

The views, information and advice expressed on this forum are those of the contributors. Insurance Choice cannot verify whether any person making a statement is qualified to do so, and therefore cannot take responsibility for the accuracy or completeness of any such statements. Any action taken on information gleaned from this forum is therefore the responsibility of the individual concerned. If you are in any doubt, you should consult a suitably qualified professional before acting.

By using this forum you acknowledge that you have read and fully understood the disclaimer and that you agree to abide by these rules at all times.

Thanks.

Insurance Choice Team